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More Services


At Cambridge Trust, you will find the services that provide the flexibility, control, and accessibility of a large bank — with the responsiveness and commitment only a local, independent bank delivers. Even if it's not a traditional banking service, all you need to do is ask and we'll help you find a way to answer your needs.

For information about fees and terms, please refer to our Fee Schedule and Account Disclosures and Rules & Regulations or Contact Us.

Debit Cards

Our debit card combines the convenience and control of an ATM card with the flexibility of a credit card.

Cables, Wires, Foreign Drafts

You may cable or wire funds from your account to banks in the United States or foreign countries. We also issue drafts in foreign currencies on banks in foreign countries.

Coin and Currency

Bring your coin and currency, sorted or unsorted, to our Harvard Square office to be counted, bagged, and deposited to your account for a fee.

Direct Deposit

You can have all or part of your paycheck deposited directly into your Cambridge Trust checking account. The funds are immediately available and with direct deposit, we'll waive the monthly maintenance fees on your Value Checking Account. Use our Direct Deposit Enrollment form to notify your employer that you want the proceeds deposited directly into your specified account.

Foreign Currency

To provide you with the convenience you need, all our banking offices offer the immediate availability of Euros, British Pounds and Canadian Dollars. With advance notice, other foreign currencies can be delivered to your banking offices for pick-up.

Notary Public and Signature Guarantees

There is a Notary Public available at each office to serve our customers during business hours. In addition, an officer at any banking office can provide customers with a signature guarantee.

Online Banking

Our Personal Internet Banking service gives you the convenience of access to your accounts — 24 Hours a day, seven days a week, from any computer with Internet access. Read More

PrivateLINE 24-hour Telephone Banking

Managing your finances is as easy as picking up the phone with our Automated Telephone Banking system — PrivateLINE. Simply dial 617-254-BANK (2265) or 800-876-6406 at your convenience anytime, anywhere to check account balances, review recent transactions, transfer funds between accounts, and more.

Safe Deposit Boxes and Storage Lockers

We offer our customers safe deposit boxes and storage lockers at competitive annual rental fees. These are available in many different sizes at most banking offices.

Savings Bonds

Now you can purchase U.S. Savings Bonds online and check their value using the Savings Bond Calculator at

Apple Pay

Traveling Abroad?

All of our banking offices offer the convenience of foreign currency exchange to help you prepare for your upcoming trips.